1. Educational and account services
VoltWorth Finance provides general educational and informational content about personal-finance concepts. The public website also supports customer account registration, email verification, sign-in, session management, trial status, product-entitlement information, and usage information.
2. Customer accounts and account security
You are responsible for providing an email address you control, protecting your password, and using your account in a lawful manner. Do not share passwords or account-session tokens. Account access may be restricted when reasonably necessary to protect security, prevent abuse, comply with law, or enforce these Terms.
3. Email verification and trial access
New accounts must complete email verification before account access becomes active. Successful verification currently starts a 7-day no-card trial/account entitlement. Trial access is limited to the account features and usage information actually made available in the public service. Features that depend on third-party market data, charts, news, earnings, insider data, or similar licensed content may remain unavailable until applicable public display and redistribution rights are confirmed. Trial access does not guarantee that a particular paid product, price, feature, download, or service will later become commercially available.
4. No billing or paid subscription in the current version
The current account-registration flow does not collect payment-card information. Paid checkout, subscription billing, production customer downloads, and customer automated-trading access are not active in the current public version. If paid products or billing are introduced, applicable pricing, terms, disclosures, and privacy information will be provided before payment is collected.
If paid Scanner subscriptions are separately activated in the future, the selected monthly or annual subscription is planned to renew at that billing interval until canceled. The selected initial cancellation path is the Stripe Customer Portal, with cancellation taking effect at the end of the current paid billing period and access continuing through that period while cancellation is pending. Self-service plan and quantity changes are disabled at initial launch. Under the approved business refund policy, an initial paid subscription charge or a monthly/annual renewal charge is eligible for a full refund when requested within 3 calendar days of that charge. After the 3-day window, charges are non-refundable and there are no prorated refunds or credits for unused time after cancellation, except where applicable law requires otherwise. Verified duplicate or erroneous charges receive a full refund; verified unauthorized charges are refunded or reversed as appropriate without limiting applicable dispute rights. VoltWorth may approve exceptional refunds case-by-case. Refund and billing-support requests will use support@voltworthfinance.com.
5. No individualized professional advice
The current website and account service do not provide individualized investment, securities, tax, accounting, or legal advice and do not currently sell personalized securities recommendations. Creating an account, using trial access, viewing content, or sending a general email does not create an adviser-client, attorney-client, accountant-client, fiduciary, or other professional relationship.
6. Future paid or consulting services
VoltWorth Finance may later introduce paid products, financial-education services, or consulting services. Any such service will be governed by the applicable pricing, additional terms, disclosures, privacy practices, and, where required, registrations, licensing, or other regulatory requirements before it is offered.
7. No guarantee of financial results
Financial outcomes depend on individual circumstances, markets, taxes, costs, behavior, timing, and other factors. Historical results, projections, model outputs, research, rankings, and hypothetical examples do not guarantee future results.
8. Private/internal publishing client
VoltWorth Finance Publishing Automation (the “Client”) is a separate private internal tool operated for VoltWorth Finance's own publishing workflow. It is not offered as a public application, SaaS product, customer service, public API, or multi-user publishing platform. No public right to access the Client is granted by this website or by creation of a VoltWorth customer account.
9. YouTube API Services and YouTube Terms
The Client uses YouTube API Services for authorized video upload and limited read-only channel, video, and status verification. Any person authorized by VoltWorth Finance to use the Client agrees, by using the Client, to be bound by the YouTube Terms of Service. The Client's use of YouTube API Services is also subject to applicable YouTube API Services terms and policies. An authorized operator can revoke access as described in the Privacy Policy.
10. Acceptable use
You may not attempt unauthorized access, interfere with the website or account service, misuse another person's account, impersonate VoltWorth Finance, submit malicious content, circumvent security controls, or misuse published contact information. The private publishing Client must not be used to misrepresent identity, gain unauthorized access, distribute unlawful content, circumvent platform controls, or use YouTube API Data for undisclosed purposes.
11. Third-party services and links
The site may link to Google, YouTube, TikTok, and other third-party platforms or services. Those services are governed by their own terms and privacy practices. VoltWorth Finance does not control their availability, security, or policies.
12. Availability and no warranty
This website, customer-account foundation, trial access, and the private Client are provided on an “as available” basis to the extent permitted by law. VoltWorth Finance does not guarantee uninterrupted availability, error-free content, uninterrupted third-party services, or continued availability of any trial feature.
13. Changes
These Terms may be updated as the website, customer-account service, trial access, Client, future products, platform policies, or legal requirements change. Material changes will be reflected by updating the effective date.
14. Contact
Questions about these Terms may be sent to: